Effortless Ways to Make Mumbai (BMC) Property Tax Online Payment: A Step-by-Step Guide

By LODHA

In the fast-paced city of Mumbai, managing property taxes can often seem like a daunting task. But, in the digital age, where technology has revolutionized almost every aspect of our lives, paying taxes has become easier and more convenient than ever before. Gone are the days of long queues and tedious paperwork. With the Brihanmumbai Municipal Corporation (BMC) embracing online services, residents of Mumbai can now make their property tax payments effortlessly from the comfort of their homes.

In this blog, we will provide a step-by-step guide on how to pay MCGM property tax online in Mumbai.

Step 1: Register on the BMC Portal

To pay your property tax online in Mumbai, you need to register on the BMC portal. To do this, you need to visit the BMC website and enter your property details. Once you have completed the registration process, you will receive a confirmation email from the BMC.

Step 2: Calculate the Property Tax

The next step is to calculate the property tax you need to pay. The BMC provides an online property tax calculator that helps you calculate the property tax you need to pay. To Calculate the MCGM Property Tax Online, follow the steps mentione below:

- Visit the official MCGM Tax Portal.
- Input all the necessary details and click on the Calculate Tax button.

Step 3: Generate the Property Tax Bill

After calculating the MCGM property tax payment amount, the next step is to generate the property tax bill. To do this, you need to log in to your BMC account and click on the 'Generate Bill' button. You will be required to enter the property details, such as the property address and the property tax amount and the MCGM property tax bill will be generated.

Step 4: Pay the Property Tax Online

The final step is to pay property tax MCGM online. To pay the property tax, you need to log in to your BMC account and click on the 'Pay Property Tax' button. You will be redirected to the payment gateway, where you can choose the payment method, such as credit card, debit card, net banking or UPI. Once you have selected the payment method, you need to enter the payment details and click on the 'Pay Now' button. The payment will be processed, and you will receive a confirmation message from the BMC.

Step 5: Property Tax Receipt

Once you have successfully paid your property tax online in Mumbai, you can download the property tax receipt from the BMC portal. It is essential to keep this receipt safe as it serves as proof of payment.

Unlocking the Benefits: Paying Property Tax Online in Mumbai

Apart from the convenience of paying from the comfort of your home, paying property tax online in Mumbai offers several benefits. It saves time and effort as you don't have to stand in long queues at the BMC office. Additionally, you can avoid any errors in calculations or payment as the online system automatically calculates the property tax and generates the bill.

The BMC offers a 10% discount on the property tax for taxpayers who pay their dues before the end of May. Additionally, senior citizens and disabled individuals are eligible for a 50% exemption on their property tax.

However, if you fail to pay your property tax on time, you may have to pay a penalty of 2% per month on the outstanding amount. Additionally, the BMC may also initiate legal action against you, which may include seizing your property.

MCGM Property Tax Online - Important Points to Consider:

- Verify that your property has been accurately assessed based on factors like area, construction type and usage as the tax rates might differ.
- Ensure property records are up to date, correcting any discrepancies promptly.
- Settle any outstanding dues or penalties from previous years before making the current payment to avoid legal issues or additional charges.
- In Mumbai, the online payment of property tax may take a minimum of one working day to appear in the MCGM account. The Property Tax record will be refreshed within three working days from the payment date through the MCGM portal.
- Property owners will receive their online property tax bill at their registered Email ID and receive timely notifications regarding related updates through SMS or Email.

Property Tax Exemptions: Criteria

- Residential properties in Mumbai measuring up to 500 square feet qualify for tax exemption. 
- Properties utilized for charitable and public worship purposes are also eligible for exemption. 
- For properties ranging between 500 and 700 square feet, a 60% concession is granted.

Frequently Asked Questions 

1. How to pay BMC property tax online?

You can pay BMC property tax online by following these steps:

Step 1- Visit BMC's property tax portal
Step 2- Enter your property's unique Property Account Number (PAN) or enter the Assessment Number.
Step 3- View and verify the details of your property.
Step 4- Choose the payment mode (net banking, credit/debit card, UPI, mobile wallet, etc.), enter the required details and complete the payment.
Step 5- Once the payment is successful, download the payment receipt for future reference.

2. How can I check my property tax online in Mumbai?

You can check your property tax online in Mumbai by visiting the MCHM online payment system on the BMC/MCGM website. You will need your Property Account Number (PAN) to access your tax details.

3. What is the last date for BMC property tax payment in Mumbai?

The last date for MCGM / BMC property tax payment in Mumbai is the 30th of June. If the outstanding balance is not paid on time, interest at the rate of 2% per month will be charged. *Source- PaisaBazar

4. Where can I find my property account number in Mumbai?

To find your property account number (PAN) on BMC's property tax portal in Mumbai, select the property tax option on the home page and use the search option with your ward number, billing name and address. This will locate your property account number.